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Utility Tips

  • When you are choosing a place to rent, always check to see what utilities are included. Make sure you know what you are responsible for versus the landlord. The Ohio Consumers’ Council offers a fact sheet to help explain utilities and renting.
  • Since heating costs are usually the biggest utility expense, sometimes it is less expensive overall to find a place where heat is included in your rent. It may also be easier for you to budget.
  • If utilities are included in your rent, try to make sure you have a reputable landlord. If the landlord does not pay the utility bill, your service may be disconnected.
  • If you are responsible for paying your own utilities, look into programs to help spread the cost of your utility payments throughout the year. There are two primary programs – PIPP (Percentage of Income Payment Plan) and the Budget Payment Plan. Click here for a comparison of these two programs.
  • If your income is at or below 175% of the Federal Poverty Guidelines, sign up for all other utility assistance programs for which you qualify. Click here to go to a list of these programs.
  • You may have a choice of gas and/or electric supplier and this could affect your rates. For example, even though Dominion East Ohio delivers your gas, you may be able to choose who supplies your gas. The amount these suppliers charge often varies greatly and it is very important to compare plans and rates. You could save lots of money on your bill. Contact the Ohio Consumers’ Council at (877) 742-5622 or the Public Utilities Commission of Ohio at (800) 686-7826 for fact sheets and help with this choice.
  • It is very important to pay the amount due every month. The utility company may begin the disconnection process if you are behind on even one payment (30 days from the due date).
  • Notify the utility company immediately if you believe you will be late on a payment. This shows that you are a responsible customer and may help when negotiating a payment plan in the future (although it may not avoid a shut-off).
  • If you need help negotiating a payment plan with a utility company and you are not on the PIPP program, contact the Consumer Protection Association at (216) 881-3434 for an appointment.
  • If you have received a disconnection notice, or your utilities have been shut off, click here to go to a list of programs that may help.
  • If you have a concern about a utility company or questions about your rights as a consumer, contact the Ohio Consumers’ Council at (877) 742-5622 or the Public Utilities Commission of Ohio at (800) 686-7826.

PIPP And Budget Payment Plan Comparison

If you need help deciding which program is right for you, contact your utility company or the Ohio Consumer’s Council at (877) 742-5622. They can compare the monthly amount required for PIPP with the monthly charge for the Budget Payment Plan and help you decide which program is best.

PIPP Budget Payment Plan

You pay based on your income.

You pay based on your utility usage.

You pay no more than 15% of your household gross (before tax) income for gas and electric each month, except from April 15 – November 15, when you have to pay your monthly ELECTRIC bill in full OR your PIPP amount for electric, whichever is MORE. The amount you pay for gas remains the same year round.

You pay the same amount each month, based on your average usage over a certain period of time. The amount you pay gets reassessed and adjusted at least once a year, depending on the utility company.

Your income must be at or below 150% of the Federal Poverty Guidelines to qualify.

No income restrictions to qualify.

You can have an outstanding balance when you apply, though the amount permitted may vary by utility company.

You cannot have an outstanding balance when you apply.

Offered in some form by all local utility companies.

Not available to Cleveland Public Power customers.

Service must be in your name. It cannot be in the name of a friend, relative or your landlord, even if you are the person responsible for paying the bill.

Same as PIPP.

If you are unemployed or have no income, you may be able to pay nothing for a certain period of time, depending on the utility company.

Must pay your budget amount each month, even if you have no income or are unemployed.

It is possible to sign up for just electric, just gas, or both PIPP programs. You can also (if you qualify) be on PIPP for one type of utility and the Budget Payment Plan for another.

Same as PIPP.

Even though you pay a certain amount each month, that amount is often less than the actual cost of your utility usage. So, you generally have an outstanding balance that eventually has to be paid or “forgiven” if you come off the program due to an increase in income or other reasons.

If you pay your budget amount each month, you generally do not have an outstanding balance.

Some utility companies offer a program where all or part of your PIPP balance can be forgiven if you pay on time.

There is no balance forgiveness program available.

Most utility companies will not drop you from the program if you do not pay the required monthly amount. However, your service may be disconnected.

May be dropped from the program and your service disconnected if you do not pay the monthly required amount.

Cannot choose the SUPPLIER of your gas or electricity. The PIPP program negotiates the rate for all of its participants. It is generally a rate that is less than the customer could get on his or her own.

Can choose your own gas or electric supplier and need to compare to make sure you are getting the best rate. Contact the Ohio Consumers’ Council at (877) 742-5622 or the Public Utilities Commission at (800) 686-7826.

This plan is generally a good choice for people with high utility usage and lower incomes.

This plan is generally good for moderate incomes, or lower incomes with very low utility usage.

If you are having trouble paying bills, Consumer Protection Association generally cannot negotiate on your behalf. You must deal directly with the utility company.

If you are having trouble paying bills, Consumer Protection Association can negotiate with the utility companies on your behalf. Call (216) 881-3434 for assistance.

Contact CEOGC (Council for Economic Opportunities in Greater Cleveland) to apply.

  • (216) 518-4014

Contact your utility company to apply.

  • Dominion East Ohio (800) 362-7557
  • Illuminating Co. (800) 589-3101
  • Columbia Gas (800) 344-4077


Non-Emergency Utility Programs

In addition to PIPP, the following programs may help people at or below 175% of the Federal Poverty Guidelines.

The HEAP (Home Energy Assistance Program) provides a one-time per heating season voucher or credit for your winter heating bill. The amount provided varies and is adjusted for household size. To be eligible for this program, your gross household income (before taxes) must be at or below 175% of the Federal Poverty Guidelines. Those with incomes between 151% and 175% of poverty will also have to be TANF eligible (household must include a minor child living with a parent, legal guardian or close relative; a pregnant woman; or a non-custodial parent of a minor child, and applicant must be a citizen or qualified alien). You must apply once a year by mail. If you received help last year, you will be mailed an application by the end of September. If you are applying for the first time, or if you did not receive your application by mail, you may contact the Ohio Department of Development at (800) 282-0880. The application is also available online at http://www.odod.state.oh.us/cdd/ocs/heap.htm.

The Home Weatherization Assistance Program may help you lower your heating bills by decreasing the loss of heat from your home due to such things as poor insulation and heat escaping through windows and doors. These services are available to both homeowners and renters whose income is below 150% of the Federal Poverty Guidelines. Some of the weatherization repairs that may be provided include weather stripping and caulking of windows and doors, replacing broken glass, insulating, installing storm windows and furnace tune-ups. You may apply for this program by checking the box for weatherization services on the HEAP application. To get a HEAP application, contact the Ohio Department of Development at (800) 282-0880. The application is also available online at http://www.odod.state.oh.us/cdd/ocs/heap.htm.

Summer HEAP/The Summer Cooling Program provides a one-time payment of up to $175 per summer to help with the high costs of cooling. To qualify, your income must be at or below 175% of the Federal Poverty Guidelines; you must either have a family member who is over the age of 60, or a household member of any age who has a breathing problem. Your doctor will need to complete papers verifying this medical condition. Applications for this program must generally be made in person. The program usually begins in June and ends August 31. To make an appointment, contact the Council for Economic Opportunities in Greater Cleveland (CEOGC) at (216) 518-4014.

The SBC Lifeline program offers a lower monthly rate, free installation and does not require a security deposit to get new telephone service. If you have an outstanding balance, you may still be eligible for Lifeline and they will help you to work out payment arrangements. To qualify for this program, your income must be at of below 150% of the Federal Poverty Guidelines OR you must be a recipient of one of the following programs: HEAP (Home Energy Assistance Program); E-HEAP (Emergency Home Energy Assistance Program); Medicaid; SSI (Supplemental Security Income); SSDI (Supplemental Security Income); Federal Public Housing or Section 8; Food Stamps/Ohio Direction Card; OWF (Ohio Works First) or DA (Disability Assistance) including Veterans’ Disability. To sign up, call SBC at (800) 335-8721.

Emergency Utility Assistance Programs

These programs may help prevent a disconnection, restore service or provide one time funds to help pay for a utility bill.

E-HEAP (Emergency Home Emergency Assistance Program) provides a one-time payment of up to $175 each winter. To qualify, your income must be at or below 175% of the Federal Poverty Guidelines. Those with incomes between 151% and 175% of poverty will also have to be TANF eligible (household must include a minor child living with a parent, legal guardian or close relative; a pregnant woman; or a non-custodial parent of a minor child, and applicant must be a citizen or qualified alien). In addition, you must have a disconnection notice or your service must be off, and the emergency payment must be enough to prevent a shutoff for 30 days or must restore your service if it is already disconnected. Applications for this program must be made in person. The program usually begins around November 1 and ends on March 31. To make an appointment, contact the Council for Economic Opportunities in Greater Cleveland (CEOGC) at (216) 518-4014.

Winter Reconnection Order. The Public Utilities Commission of Ohio (PUCO) generally issues an order every year stating that PUCO-regulated utility companies will make available a Winter Reconnection program. The program allows your service to be restored for $175 plus a reconnection fee during the winter season (normally from Nov. 1 through April 15th). This program is also available to those who are threatened with disconnection. Customers are required to enter into a payment plan to receive this option. Cleveland Public Power (CPP) is not subject to this order, but they have a similar program. You can contact CPP at (216) 664-4600. Customers of other utilities can contact their utility company for assistance.

Medical Certification/Medical Condition Programs may be able to delay a disconnection of electric and/or gas service if being without service would be very dangerous to the health of someone in your household. Your doctor must contact the utility company to apply for this program. The medical certificate will delay your disconnection for 30 days to give you time to make payment arrangements. It can be renewed for a total of 90 days in a 12-month period.

One-Third Payment Plan. This plan allows you to pay off your balance by paying 1/3 (around 33%) of the balance each month (plus your current charges) for three months until your balance is paid off. Dominion East Ohio, The Illuminating Company and Columbia Gas are required to offer this program during the winter months (November 1 – April 15) and may offer it year-round if they choose. Cleveland Public Power is not required, but does offer, some form of the 1/3 payment plan.

One-Sixth Payment Plan. Some utility companies allow you to pay off your balance by paying 1/6 (around 17%) of the balance each month (plus your current charges) for six months until your balance is paid off.

Consumer Protection Association may be able to help you arrange a payment plan to avoid disconnection of your gas, electric and/or water service. To make an appointment, call (216) 881-3434. Payment plans cannot be arranged for people on PIPP, but the agency can provide guidance for people on that plan.

211/First Call For Help can let you know if agencies such as the Salvation Army, Council for Economic Opportunities in Greater Cleveland, or the PRC program have funds available to help you pay your utility bill. These programs are sporadic and/or funding may be restricted. Call 211/First Call For Help 24 hours a day, every day, at 216-436-2000 or 2-1-1.

Poverty Guidelines

100% of Poverty*   125% of Poverty
Family Size Hourly Monthly Annual Family Size Hourly Monthly Annual
1  $    4.60  $     798  $   9,570 1  $    5.75  $     998  $ 11,963
2  $    6.17  $  1,069  $ 12,830 2  $    7.71  $  1,336  $ 16,038
3  $    7.74  $  1,341  $ 16,090 3  $    9.68  $  1,676  $ 20,113
4  $    9.30  $  1,613  $ 19,350 4  $  11.63  $  2,016  $ 24,188
5  $  10.87  $  1,884  $ 22,610 5  $  13.59  $  2,355  $ 28,263
6  $  12.44  $  2,156  $ 25,870 6  $  15.55  $  2,695  $ 32,338
7  $  14.00  $  2,428  $ 29,130 7  $  17.50  $  3,035  $ 36,413
8  $  15.57  $  2,699  $ 32,390 8  $  19.46  $  3,374  $ 40,488
Add $3,260 (annual) for each additional. Add $4,075 (annual) for each additional.
   
133% of Poverty 150% of Poverty
Family Size Hourly Monthly Annual Family Size Hourly Monthly Annual
1  $    6.12  $  1,061  $ 12,728 1  $    6.90  $  1,197  $ 14,355
2  $    8.21  $  1,422  $ 17,064 2  $    9.26  $  1,604  $ 19,245
3  $  10.29  $  1,784  $ 21,400 3  $  11.61  $  2,012  $ 24,135
4  $  12.37  $  2,145  $ 25,736 4  $  13.95  $  2,420  $ 29,025
5  $  14.46  $  2,506  $ 30,071 5  $  16.31  $  2,826  $ 33,915
6  $  16.55  $  2,867  $ 34,407 6  $  18.66  $  3,234  $ 38,805
7  $  18.62  $  3,229  $ 38,743 7  $  21.00  $  3,642  $ 43,695
8  $  20.71  $  3,590  $ 43,079 8  $  23.36  $  4,049  $ 48,585
Add $4,336 (annual) for each additional. Add $4,890 (annual) for each additional.
   
175% of Poverty 200% of Poverty
Family Size Hourly Monthly Annual Family Size Hourly Monthly Annual
1  $    8.01  $  1,397  $ 16,748 1  $    9.20  $  1,596  $ 19,140
2  $  10.80  $  1,871  $ 22,453 2  $  12.34  $  2,138  $ 25,660
3  $  13.55  $  2,347  $ 28,158 3  $  15.48  $  2,682  $ 32,180
4  $  16.28  $  2,823  $ 33,863 4  $  18.60  $  3,226  $ 38,700
5  $  19.02  $  3,297  $ 39,568 5  $  21.74  $  3,768  $ 45,220
6  $  21.77  $  3,773  $ 45,273 6  $  24.88  $  4,312  $ 51,740
7  $  24.50  $  4,249  $ 50,978 7  $  28.00  $  4,856  $ 58,260
8  $  27.25  $  4,723  $ 56,683 8  $  31.14  $  5,398  $ 64,780
Add $5,705 (annual) for each additional. Add $6,520 (annual) for each additional.